The mortgage broker in Portugal
for international buyers

Buying in Portugal from abroad? We compare the main Portuguese banks, build your application in English and negotiate your mortgage remotely, at no cost to you.

500+ clients · €200M financed · 5 years · Credit intermediary registered with Banco de Portugal (no. 0006447) · EN · FR · PT · ES

Why choose us?

Expert mortgage guidance, tailored to your profile.

We manage the entire mortgage process with a clear methodology, smart digital tools, and dedicated support helping you secure the right financing solution with confidence.

Tailored mortgage scenarios based on your profile.

Our team carefully analyzes your situation and presents clear, realistic financing options, with the most competitive conditions available through our banking partners.

A team of mortgage experts by your side at every step.

With strong expertise in the Portuguese market, we help you structure your financing and negotiate directly with banks to secure the best conditions.

What our customers say

Thank you to Bruno for his support: always there to answer my questions whenever I had doubts, and very professional.

I had João’s help to obtain a pre-approved mortgage and then he helped me handle everything once I found an apartment. He was very fast and efficient and gave great advice during the process. I appreciate his work a lot!

I highly recommend Lévi! He was outstanding throughout the whole process, always available to answer our questions and to make everything simpler and calmer. He truly made the difference for us. 100% recommended!

I was lucky to have Amandine by my side for my first property purchase in Lisbon. Her availability, her responsiveness and above all her ability to explain each step clearly were hugely reassuring. I recommend her 100%.

Amandine @ Spreadhunters assisted us in all the steps to make our dream come true. Buying a property in a foreign country is not a straightforward thing, but Amandine made it simple and painless for us.

A huge thank you to João and Sophie for their hard work and support throughout the loan application process, which was a success! I highly recommend them!

Amandine guided me throughout the entire buying process, found the best financing for me, and was incredibly competent from start to finish. Thank you so much for helping me turn my dream of buying a house into reality! I recommend her without hesitation.

We were assisted by Amandine with our mortgage application in Portugal and we are absolutely delighted with her professionalism and efficiency. She answered all our questions clearly and was always available throughout the entire process. Thanks to her support, everything went smoothly and in a very short time. We highly recommend Spreadhunters for their expertise and excellent customer service.

I contacted Amandine to apply for a mortgage. Thanks to her, I was able to obtain a Youth Home Loan. She fought hard for my application and consistently answered all my questions. Amandine is incredibly responsive and extremely efficient. She inspires confidence. Thank you again for everything!

Our Services
in Portugal

A clear and efficient mortgage process in Portugal.

Speak with one of our Hunters and move forward with clarity and confidence.

Submit your request

Tell us what you need for your project.

Tailored financial assessment

Receive a personalized analysis based on your profile.

Bank negotiation

We negotiate directly with our partner banks to secure the best conditions.

Final approval & completion

Move forward with confidence until the final signing.

Why work with us ?

100% free service

Our service is completely free of charge, as we are paid by our partner banks

Save Time

We handle all administrative and banking processes.

End-to-end

We stay by your side throughout the entire process, from the first analysis to the deed signing.

Multilingual Team

We assist you in Portuguese, French, English, and Spanish, so everything remains clear at every stage.

Meet our team →

Mortgage in Portugal: what you need to know

Buying property in Portugal requires a well-structured financing strategy. Mortgage conditions in Portugal vary depending on your profile, your deposit, your income and your residency status.

Working with a mortgage broker in Portugal allows you to compare bank offers, optimize your application and secure better financing conditions.

At SPREADHUNTERS, we support you throughout the entire process to secure your mortgage with the best possible conditions.

Our guides to prepare your mortgage

How mortgages work in Portugal

Rates, down payment, term and bank rules: the complete 2026 guide.

Read the guide →

Non-residents and foreign buyers

Down payment, foreign income, documents and buying remotely.

Read the guide →

The 8 steps of a mortgage

From first review to completion: what happens and how long it takes.

Read the guide →

How much can I borrow?

Estimate your borrowing capacity in a few minutes.

Read the guide →

Mortgages for US citizens

Financing, US income and buying remotely.

Read the guide →

High-value property (€1M+)

Complex wealth, holdings and several countries: how banks finance it.

Read the guide →

In just 5 years

200 M€

Mortgage financing secured

+ 500

Clients supported

96 %

Success rate

The mortgage broker in Portugal for international buyers

Why choose us?

Expert mortgage guidance, tailored to your profile.

Tailored mortgage scenarios based on your profile.

Our Services in Portugal

A clear and efficient mortgage process in Portugal.

Speak with one of our Hunters and move forward with clarity and confidence.

Why work with us ?

Mortgage in Portugal: what you need to know

Our guides to prepare your mortgage

How mortgages work in Portugal

Non-residents and foreign buyers

The 8 steps of a mortgage

How much can I borrow?

Mortgages for US citizens

High-value property (€1M+)

In just 5 years

The mortgage broker in Portugal
for international buyers

Our Services
in Portugal