The complete guide to understanding what a broker really changes in your buying project in Portugal. Buying a property in Portugal is an exciting project, but it’s also a technical, administrative, and banking journey that can quickly become complex, especially if you’re a non-resident, an expat, or simply unfamiliar with

Portugal’s public guarantee for young buyers ends December 31, 2026: here’s what you need to know before it’s too late. What does the end of this state guarantee change for your property project in Portugal if you’re between 18 and 35 years old? In a few months, one of the

DSTI in Portugal: Banco de Portugal lowers the maximum debt ratio from 50% to 45% What’s changing and what it means for your property project On July 2, 2026, Banco de Portugal announced a revision of its Macroprudential Recommendation applicable to new mortgage and consumer credit. At the heart of

The Portuguese real estate market is evolving. Under Decreto-Lei n.° 97/2026, which came into force on May 20th, Portugal introduced a flat 7.5% IMT rate for non-resident buyers acquiring urban residential property. For anyone looking to buy a home in Portugal as a non-resident — whether it is a holiday

The Portuguese government has approved one of the most significant housing tax reforms in recent years. By reducing construction taxes, encouraging long-term rentals and introducing new incentives for housing investment, the measures aim to tackle the country’s housing shortage while maintaining Portugal’s attractiveness to domestic and international buyers. Portugal’s housing